Financial leasing – Naniko

Our company provides general-purpose range of services for car leasing as for private persons as well to legal entities.

Financial leasing

Advantages:

• Our company provides leasing services throughout the territory of Armenia;
• Additional guarantees/collateral support is not required. Minimum package of documents;
• Application/documents review time and getting the final decision take 4 working days;
• Funding time up to 7 working/banking days;
• Our Company searches and controls vehicle’s quality and delivery;
• World known cars manufacturers are among our company’s partners/vendors, so we could offer special discounts from our suppliers
• Leasing gives opportunity to protect your own liquid funds against inflation
• Flexible payment system. Payments schedule of under the contract may vary according to the customers’ requests
• No additional collateral/guarantees required and do not required investment of current assets for cars.
• No additional costs/commissions. Any commission on car leasing is transparent and is included in the contract calculations.
• Our company offers its customers special, privileged conditions for car insurance in the lease.

Benefits:

• Leasing transfer refers on the cost of enterprise.
• This scheme of free depreciation allows you quickly upgrade your fleet
• The lease timeline starts from one year up to 36 months.
• During the term of lease the vehicle is on the lessor’s balance.
• Prepayment is equal to 20% – 40% of the leasing object price, according to the wishes of the lessee
• Chosen car free amortization for the period of leasing can be from 65% up to 80%. After the end of the lease and in case of car purchase, the balance of such proceeds goes to the lessee. Vehicle’s residual value amount to 20% – 35% of its initial value fixed in the contract.
• At the end of the lease term transport can be purchased by both corporate and individual clients.

Vehicles

• Passenger cars. Vehicles such as a sedan or hatchback with seating capacity of no more than 4-persons.
• Commercial transport. Passenger’s mini-vans and mini buses no longer than 12 m.